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Topic Summary

Posted by: tecspec
« on: 12 January, 2017, 12:34:59 PM »

DDs remain on your account even if not being paid. It doesn't matter if its paid once a year or every month.
The one thing to be careful of are companies that renew the DD every year. I've got one that paid a 3 year insurance on my fridge. They recently sent me a renewal that I don't want to take up but the DD is still on my account with the same reference number. It's ALWAYS best to cancel any old DDs that you no longer pay from.

With regards to your query about the fact that council tax (and water) are paid for 10 months, then if it's dd then there is no problem but if it's a Standing Order then you'd have to set it up and after 10 months change the amount to 1p to keep it active or stop it and restart in the new year.
Posted by: Hiheels
« on: 11 January, 2017, 09:54:04 PM »

Nope, all good, just the last time I switched banks it would have been a month in which it would have gone out and so I was just checking for the next time I look around for switching deals.
I've seen something somewhere that said it had to be a DD from which a payment had been made within X months so it looks like they do count Coucil Tax and are, of course, aware it's not 12 months of a year.
Posted by: siasl
« on: 11 January, 2017, 10:14:51 AM »

I'd have thought so - I have a DD set up that is paid 3 times a year that I consider "active".

Did you switch and they ballsed up transferring that one?
Posted by: Hiheels
« on: 09 January, 2017, 06:52:37 PM »

...most companies' T&Cs as of course there are two months each year when payments aren't taken?